Savvy Plus rates and fees

Stay in control with a fixed monthly fee and the option to add more benefits as, and when you need them.

R115 monthly fees

An additional monthly fee of R48 is applicable to non-resident clients. See pricing guide for 2022

Transaction fees

Transaction type
Money app, Online or Cellphone Banking (2,4)
ATM and card
Branch

R80 plus R2 per R100

Participating retailers' point-of-sale devices (1)

R6.50 plus R2 per R100

Participating retailers' point-of-sale device (1)

R2.20 per R100

R80 plus R2.20 per R100

ATM of another bank

R10.50 plus R2.20 per R100

ATM of an international bank (5)

R55 plus R2.20 per R100

Payments and transfers

Transfer between your own Nedbank accounts

To another Nedbank account

To an account at another bank

Instant payment up to R2,000

Instant payment over R2,000

Pay to cellphone number (6)

Debit order (internal)

Debit order (external)

Purchases and top-ups

Debit or cheque card swipe

Garage card transaction

Prepaid top-up (data, airtime and electricity) Nedbank

Prepaid top-up at ATM of another bank

eNote SMS notifications

Third-party payment notifications on Nedbank Online Banking/Nedbank Money app

No-funds Alert (10)

ATM of another bank

International Bank's ATM

1 Free per billing cycle, thereafter R10

Per month older than 3 months

Current month (bank-certified) (7)

3 Months (bank-certified)

Tax certificates excluding current year

Declined transaction fees due to insufficient money

ATM of another bank

Dishonoured debit order (9)

Honouring fee per item

Disputed debit order fee

Other service charges

Transaction type
Fee

Overdraft facility fee (8)

Cheque card: Nedbank Greenbacks linkage fee

Visa/Mastercard debit card service fee

Cheque card service fee

Garage debit card service fee

Card replacement fee

Request for copy of transaction voucher

R150 per voucher

R150 per voucher

We reserve the right to vary any fee, cost or charge at any time and from time to time after giving reasonable notice.

1. This fee applies at all stores where the cash-at-tillpoint service is offered.

2. Self-service channels include Nedbank ATMs, Cellphone Banking, Online Banking and the Nedbank Money app.

3. An additional monthly fee of R48 is applicable to non-resident clients.

4. Excludes rates charged by network providers.

5. An international currency conversion fee of 2% (based on the rand value of the transaction) applies to all transactions outside South Africa. For example, if you swipe your card overseas for the rand equivalent of R500, the fee will be R10.

6. Send money quickly and securely to any South African cellphone.

7. A billing cycle runs from the third-last business day of the month to the fourth-last business day of the following month. Your transaction list will show the fees for all transactions that you in the previous billing cycle. In other words, you are billed one month in arrear.

8. Facility fees, while prescribed by the National Credit Act, may differ for internal banking segments.

9. A dishonouring fee is charged when we can’t process a payment on your account because there is not enough money in the account.

10. The No-funds Alert SMS will help you to avoid this fee by letting you know that there is not enough money and giving you the opportunity to put money in your account. Cost for SMS will be charged at R10. For more information, please visit nedbank.co.za